Free Essay Example on How Medicare for All Would Work

Americans have different perceptions regarding the idea of "Medicare for All" which entails single national health insurance that applies to all citizens. Every individual, therefore, has their opinions about the idea alongside supporting reasons behind their stance. Major prospects provide that the idea could potentially restructure the situation of the country's healthcare unit. The least end believes that the system could lead to further deterioration of the already broken healthcare system. Medical for All has since become a central point of discussion in America. However, the obvious reality about the idea is that Americans need the system to fix the contemporary healthcare system. The concept would be beneficial to both the Citizens of the US and the state.

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Apparently, Medicare's program that relates to the coordination of activities and operations in service provision cost $582 billion (Liu & Eibner, 2019). The amount equates to almost 14% of the state's budgeted expenditure in the current financial year (Liu & Eibner, 2019). The organization at times find it hard to keep their services at a constant standard since the cases of new diseases that require immediate attention has increased in most western regions. Thus, Medicare for All would be beneficial to the organization since the amount that will be received from all the subscribers will be able to ultimately maintain their standards. It is because the total amount that would be collected from the subscribers would be higher when everyone becomes a registered member of the healthcare system. Besides, the citizens would be freed from high taxation since it will apply to a large number of people. In 2016, the subscribers who were employed by the state or other organizations paid 7.5% percent payroll tax which equated to an average of $12, 865 to keep the services running (Liu & Eibner, 2019). The deduction applied to the employed citizens who earned an annual salary of around $9000 (Liu & Eibner, 2019). With the inception of Medicare for All, the total amount payable as tax would reduce since the number of taxpayers would massively increase. Medicare for All would require approximately $3, 750 annually for the employed citizens whose yearly salary would be around $9000 (Liu & Eibner, 2019). The system would therefore effective in increasing both the living standards alongside health standards since it will spare the salary of the citizens while reducing the expenses that would pay to cater to hospital bills.

Again, the system would of great advantage to the citizens since the government would have the required responsibility of healthcare provision to all (Schulman & Milstein, 2019). Since Medicare for All would require the subscription of all citizens, the number of individuals that the government would require to protect under the service would increase. One survey in 2018 conducted by the RAND Corporation provided that the approximate federal spending in healthcare provision to the citizens would potentially grow from $1.09 trillion per year to $3.5 trillion with the inception of a single-payer plan (Liu & Eibner, 2019). The citizens will, therefore, have the chance to see how effective their taxes were and feel the participation of government within them. This will bolster democracy in the whole country and contribute to the full participation of citizens in the country's politics. The resulting benefits entail a country's prosperity and development.

The system will require a comprehensive module of operations to ensure that the services provided are equal and fair to all since everyone would then become a member. The step would help in solving the on-going conservative critics which have become increasingly skeptical of the idea of according the government with such a challenging responsibility (Schulman & Milstein, 2019). It would also solve the question regarding the single-payer system on alcohol addicts, and smokers would also have the service in equal measures with other members. First, the federal government would need to bar Medicare from covering the conditions brought by frequently using a particular drug. The step would ensure a drop in the percentage of individuals abusing drugs since they will have to pay additional expenses apart from the regular subscription fee from their salaries. Since the Medicare for All charges would stand at premiums; no one would find it easy to pay for extra health charges to obtain treatment. The strategy would effectively work since the current cost of the service is among the primary complaints that make people feel that the system would not fix the healthcare system.

Medicare for All mandates clarifies that healthcare is a right since enrolling all the Americans in a single plan ensures a universal coverage that poses great benefits to the economically vulnerable populations (Schulman & Milstein, 2019). Therefore, the only people who will be legible for the services are the members who will maintain paying the subscription charges as stated under the rules and regulations. Full membership will, therefore, be validated by the regular subscription and adherence to the rules. However, certain conditions and healthcare problems would not be covered by the service. For instance, as stated earlier, the problems that originate from using hard drugs would not be covered by Medicare. Similarly, an operation like abortion would only be covered under and undertaken under multiple legal considerations and validation of the need to undertake it. The step would help in avoiding over-exploitation on the service providers. When every problem is covered, citizens may tend to be more careless with their lives since they do not directly feel the disadvantage of paying the hospital bills.

References

Liu, J. L., & Eibner, C. (2019). National Health Spending Estimates Under Medicare for All. Retrieved https://www.rand.org/pubs/research_reports/RR3106.html

Schulman, K. A., & Milstein, A. (2019). The implications of "Medicare for All" for US hospitals. JAMA, 321(17), 1661-1662. Retrieved https://jamanetwork.com/journals/jamasurgery/fullarticle/